Serious savings made simple.

CWA Select simplifies merchant billing by combining a number of individual monthly charges into one single monthly fee. Check out our pricing options and FAQ’s below to see if CWA Select is right for you:

See what price plan fits you

CWA Select allows you to choose your own pricing. Simply choose the plan that works for your business, let us know and you can begin saving money immediately. Here is how it works: select the plan that best fits your sales and you can determine exactly what your rate will be.

Average Ticket/Sale Grid $20 or More:

Plan Tier Volume Rate Free Bonus Volume Additional Volume


$500 $49.99 $1,000 $20


$2,500 $99.99 $1,000 $20


$5,000 $199.99 $1,000 $20


$7,500 $299.99 $1,000 $20

Average Ticket/Sale Grid $19.99 or Less:

Plan Tier Volume Rate Free Bonus Volume Additional Volume


$500 $89.99 $1,000 $20


$2,500 $149.99 $1,000 $20


$5,000 $299.99 $1,000 $20


$7,500 $349.99 $1,000 $20
(Additional volume processed by merchants will automatically be purchased and billed to the merchant at $20 for every $500 in volume that exceeds the tier maximum and the $1000 Free Bonus Volume.)


Q: What is CWA Select?

  • CWA Select is CardWorks’ innovative bundled pricing package that simplifies merchant billing by combining a number of individual monthly charges into one single monthly fee. CWA Select makes statement reconciliation easy by eliminating the need to figure out interchange rates and interpret qualifying rules – and there are no hidden fees or charges. It’s serious savings made simple.

Q: Which kinds of merchants are eligible for CWA Select?

  • Any retail or mail order/telephone order merchant that processes $7,500 or less monthly can opt for CWA Select.

Q: How much can I save with CWA Select?

  • Depending on the monthly processing volume of your business, you can save up to 33% over the typical processing fees offered by other payment processors. Plus, you’ll save time on statement reconciliation – and that extra time to grow your business can mean a big boost to your bottom line.

Q: What is the monthly fee for CWA Select?

  • The monthly fee is determined by your payment card processing volume and average ticket size, and can be as low as $49.99.

Q: What if my monthly volume for Visa®, MasterCard®, Discover® and PIN debit transactions exceeds my CWA Select plan limit?

  • You choose the appropriate pricing tier based on payment processing volume and average ticket size for your business. If your processing volume exceeds the tier maximum in any month, the program provides free bonus volume up to $1,000. If your monthly volume exceeds the tier maximum AND the free bonus volume, additional volume purchase billing applies at a rate of $20 for each $500 in additional process volume.

Q: What services and fees are included in the CWA Select bundle?

  • The following are included in CWA Select Pricing: Visa/MasterCard/Discover Processing fees; PIN Debit processing fees; Batch fee; Online Reporting access; Chargeback/Retrieval fees, PCI Compliance Program Fees; Statement fee; Monthly Services fees; Annual fee; and Supplies.

Q: What is provided with the PCI Compliance and Data Breach Security Programs?

  • The PCI Compliance Program is included in the bundled CWA Select pricing. The program helps merchants certify compliance with the mandatory PCI security requirements, including:

    • an online portal to complete a required self-assessment questionnaire
    • network vulnerability scanning for merchants with external-facing IP addresses
    • sample security policy resources

    The Data Breach Security Program helps to shield merchants from the costly fees and fines for the most common forms of data compromise. The program provides:

    • up to $100,000 in coverage per location for fines/penalties levied by card associations
    • card replacement costs and related expenses
    • costs of security assessments by qualified security assessors and/or forensic audits
    • post-breach service expenses

Q: What fees are not included in CWA Select?

  • CWA Select does not include ACH, ACH return fees and change fees, American Express® fees, American Express chargeback/retrieval fees, gateway fees and other value-added service fees such as wireless carrier, check services or gift cards.

Q: I have higher volume at certain times of the year than at other times. Can I change my pricing tier as my volume changes?

  • CWA Select gives you the flexibility to pay as you grow by selecting the tier that best meets your needs or by purchasing additional volume incrementally as needed.

Q: If I am participating in CWA Select and have a transaction downgrade, will this lead to additional fees?

  • No. The CWA Select monthly fee covers any potential hand-key and other downgrades (surcharges) and interchange fees that would normally be charged. However, you are encouraged to follow best-practices for transactions to help reduce chargebacks.

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